Insurance

Manitoba Organization of Disc Sports (MODS) is committed to the highest standard of safety for our members, but we all know that accidents can happen when you're playing any sport. That's why we've adopted the Sport Manitoba endorsed Concussion Protocol, and offer All Sport Insurance coverage for members of all MODS sanctioned programs. 

 

Sport Accident Insurance Policy

All MODS members receive secondary insurance through SBC Insurance for injuries sustained at MODS sanctioned events (league games, tournaments, etc.). If you have an insurance plan through work, school, spouse, or any other source, that insurance must be used first. All SBC Insurance will reimburse you for eligible amounts exceeding your existing insurance coverage, or if you don't have other insurance coverage. 

The SBC Insurance Policy provides coverage when there is bodily injury** resulting directly from a single sports accident*. It does not include coverage for any injury that is determined to have been from the resulted over-use, progressive, or pre-existing conditions. This insurance coverage is an excess payer.  Expenses eligible under any other health care plan(s) must be submitted to that plan(s) first. This policy will pay only the amount of expenses that are not eligible with any other insurer.

To receive coverage you must submit the SBC Participant Accident Claim Form for your injury. The athletic accident claim form must be signed by the captain of your team, then submitted to MODS along with your physician or dental claim referral. 

*An accident is: a single happening due to external, violent, sudden, fortuitous causes beyond the Insured’s control.
**An injury is: a bodily injury suffered by a member caused directly by a single sport accident as described above, independent of any sickness or other causes.

Submit your Claim

Mail your claim and paperwork to:
Manitoba Organization of Disc Sports (MODS)
145 Pacific Avenue
Winnipeg, Manitoba
R3B 2Z6

Claims can also be delivered in person to the address above or by email to MODS

Be sure to read all the details on the participant accident claim form. Once MODS has received the documentation, it will be signed by the office and passed on to SBC Insurance for processing. 

Please note: After an injury has occurred, all information must be submitted within 90 days to Sport Manitoba.

How can you help prevent concussions and their consequences? Concussion prevention, recognition, and management requires athletes to follow the rules and regulations of their sport, respect their opponents, avoid head contact, and report suspected concussions.

Manitoba Organization of Disc Sports (MODS) worked closely with Sport Manitoba and Dr. Michael Ellis, Medical Director of the Pan Am Concussion Program, to create a concussion protocol specifically designed for ultimate in Manitoba. We're working to have Ultimate Canada endorse our policy and use it as the framework for a national policy.

Concussions can occur while participating in any sport or recreational activity. Since the circumstances under which a concussion can be sustained are so varied, it’s important for all coaches, parents, and athletes to be aware of the signs, symptoms, and what to do if a concussion occurs. MODS is committed to increased education, awareness, and protocols that will help you gain the knowledge and skills required to ensure the safety of your athletes. Together we can ensure a safe sport environment.

4-Step Procedure

Step 1: Concussion Recognition

“Recognize & Remove”. Head impacts can be associated with serious and potentially fatal brain injuries. The Concussion Recognition Tool is to be used for the identification of suspected concussion. It is not designed to diagnose concussion. 

Step 2: Medical Assessment

This document can be used by an athlete’s Physician or Nurse Practitioner as the official Medical Assessment Tool.

Step 3: Medical Clearance

Athletes who are diagnosed with a concussion should be managed according to the Canadian Guideline on Concussion in Sport including the Return-to-School and Return-to-Sport Strategies. No athlete that has been diagnosed and is being treated for a concussion can be “returned to play” without presenting the Medical Clearance Letter.

Step 4: Return to Play

A Concussion is a serious event, but you can recover fully from such an injury if the brain is given enough time to rest and recuperate. Returning to normal activities, including sport participation, is a step-wise process that requires patience, attention, and caution. Return to Play Protocol

Book a Workshop for your team or organization:

  • Sport Manitoba in working with the Sport Medicine & Science Council of MB has created a workshop that can be delivered throughout the province.
  • This workshop can be offered to your member clubs and organizations. The workshop can also be delivered to parents.
  • We are suggesting you include a short paragraph as per below and a hyperlink that will direct your membership back to the Sport Medicine & Science Council MB website where they can place a request for a Concussion Workshop.

Booking A Concussion Workshop...

Sport Manitoba and the Sport Medicine and Science Council of MB have partnered to offer concussion workshops to educated athletes, coaches, parents, and all members of the sports community on concussion recognition. These courses are aligned with the standardized sport-specific concussion protocols approved by Sport Manitoba and Manitoba’s Provincial Sport Organizations. The course will address many questions on what a concussion is, how to spot the signs and symptoms, what to do, how to prevent future concussions, and the proper steps to return to the field of play.

Click here to book your team/clubs workshop - https://www.sportmed.mb.ca/concussion-workshop/

Concussion Signs and Symptoms